Renters Insurance, Simplified
February 24, 2010 by The You Covered Team
Imagine any scenario that could happen in an apartment building: A bathtub upstairs overflows and floods your apartment (or yours floods your downstairs neighbor’s apartment); an electrical storm shorts out your expensive equipment; you’re evacuated by a natural disaster; a burglar rips you off. If you’re a renter, any of these scenarios could spell financial devastation, particularly if you don’t carry renters insurance. And what about the things that can happen to you outside your own building? Say an identity thief finds your personal information in the community trash, or your wallet gets stolen while you’re on the road – are you covered then?
If you don’t carry renters insurance, it’s not always clear who’s responsible for your damaged or missing possessions, or, for that matter, paying your hotel bill if you’re forced to leave due to natural disaster. And your stuff might be worth more than you think: Your laptop and desktop computers, flat screen television, clothing, and appliances likely add up to more than $10,000.
Learn more about renters insurance at Liberty Mutual Insurance's website.
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